Same day funding

InstantFunds – Same Day Personal Loans

Get approved in minutes and receive funds the same day for urgent expenses.

Compare these personal loan brands & more

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Filters

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6 of 6 results

PROMOTED
9.5
Excellent

Fast Cash Plus Personal Loan

Fixed1 - 5 Years$2,000 - $10,000
Interest rate (p.a.)
7.99% to 19.99%
Comp. Rate (p.a.)
9.5%
Application Fee
$0 min.
Monthly Repayment
$683

No monthly account fees. Upfront establishment fee applies.

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9.2
Excellent

InstantFunds Personal Loan

Fixed0.5 - 3 Years$1,000 - $5,000
Interest rate (p.a.)
9.99% to 24.99%
Comp. Rate (p.a.)
12.5%
Application Fee
$0 min.
Monthly Repayment
$718

Small establishment fee. No ongoing monthly fees.

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8.9
Excellent

FlexiLoan Mini

Fixed1 - 4 Years$1,500 - $8,000
Interest rate (p.a.)
8.49% to 18.99%
Comp. Rate (p.a.)
10.2%
Application Fee
$0 min.
Monthly Repayment
$681

Low establishment fee. No penalties for early repayment.

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8.6
Excellent

PayDay Plus

Fixed0.08333333333333333 - 1 Years$500 - $2,000
Interest rate (p.a.)
15.99% to 29.99%
Comp. Rate (p.a.)
18.5%
Application Fee
$0 min.
Monthly Repayment
$774

Establishment fee applies. No hidden charges.

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8.3
Excellent

SmartCredit Personal Loan

Fixed1 - 5 Years$3,000 - $15,000
Interest rate (p.a.)
6.99% to 16.99%
Comp. Rate (p.a.)
8.5%
Application Fee
$0 min.
Monthly Repayment
$664

Competitive fees. No monthly account keeping fees.

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8.0
Excellent

RapidCash Advance

Fixed0.5 - 4 Years$1,000 - $7,500
Interest rate (p.a.)
10.99% to 22.99%
Comp. Rate (p.a.)
13.5%
Application Fee
$0 min.
Monthly Repayment
$713

Simple fee structure. No hidden costs.

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Loan Amount
$1,000 - $5,000
Interest Rate
9.99% - 24.99% p.a.
Loan Term
6 - 36 months
Comparison Rate
12.5% p.a.

Small establishment fee. No ongoing monthly fees.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $5,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370

Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Approval in as little as 60 seconds

Same-day funding available

100% online application process

Ideal For

  • Emergency expenses that can't wait
  • Unexpected bills or repairs
  • Quick cash flow solutions

How It Works

1

Quick online form

Fill out our simple 3-minute application form with your details.

2

Instant decision

Get an approval decision in as little as 60 seconds.

3

Same day funds

Once approved, funds are transferred to your account the same day.

Eligibility Requirements

18 years or older
Australian resident
Regular income of at least $500/week
Valid Australian bank account

When to Use Instant Personal Loans

Instant personal loans are designed for urgent situations where you need cash quickly. They're ideal for unexpected car repairs, medical bills, or emergency home repairs that can't wait for traditional loan approval processes.

Frequently Asked Questions

Q:How fast is same-day funding?

If approved before 2pm on a business day, funds are typically in your account within hours.

Q:What do I need to apply?

You'll need ID, proof of income, and bank statements. Everything can be uploaded online.

Ready to get started?

Check your eligibility for InstantFunds Personal Loan today.

Apply now

A little bit about us

Our story

We do the work for you

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